Wealthsimple
Wealthsimple provides long-term investment management opportunities online with traditional investment managers. Their services include automatic rebalancing, dividend reinvesting, and tax loss harvesting.
Saving and Investing
Savings is an essential part of consumer financial health anywhere in the world. Savings products are beneficial and even a small amount of saving can cushion an income disruption that can stop families from missing bill payments. It can also help consumers manage liquidity challenges, cover unexpected expenses and reach long-term financial goals. Consumers with a planned saving habit are four times more likely to be financially healthy than those who do not. With access to high-quality micro-savings and micro-insurance products designed to effectively engage account holders, consumers can build saving habits and hence improve their financial health.
Stash
The goal of Stash is to provide all Americans with the education, tools and guidance needed to unlock their financial opportunity. Stash simplifies and optimizes the way customers spend, save and invest their money.
Varo Money
Vary Money is mobile banking platform that helps customers cover their expenses, pay their bills and build their wealth over time. Varo offers a solution with integrated deposit, budgeting, savings, and lending products that aim to help customers bank with ease and achieve better financial outcomes.
Nubank
Nubank is a Brazilian credit card, leading the digital finance in Brazil. The company is building some of the highest-performing engineering, decision sciences and design teams in the world to redefine the standard in financial services in Brazil.
Ellevest
Ellevest is an investing and planning platform that redefines investing and personal finance for women with a practical, goals-based approach. Ellevest gives women the tools they need to take financial control through an investment plan that reflects real life.
Gentera
Gentera supports financial inclusion in Mexico, Peru and Guatemala and offers working capital loans, insurance, savings, payment methods and remittances.
Raisin Germany – Deposits Marketplace
Raisin is an online marketplace in Europe for deposits and enables customers to get a better deposit rates than an average bank. It works with banking partners from the EU/EEA. The specific problem that Raisin has set out to solve is that saving deposit rates differ from one local bank to another in a country and differ even more strikingly across Europe as a whole. The company’s marketplace, which is now open to customers in 30 countries, lets you shop around and compare different rates Europe-wide.
Digit – Saving & Investing
Digit helps Americans save money. It differs from most other micro-saving services as it uses AI to determine how much should be saves and when. Digit deducts different amounts from the member accounts that vary depending on their your income and expenditures.
Acorns – Saving & Investing
Acorns helps Americans save money through micro-investing using AI.
Stockpile – Fractional Stock Investing
Stockpile makes it easy and affordable for individuals in the United States to buy fractional stocks for themselves or others as gift cards. They can buy stocks, ETFs, and ADRs in denominations of $25, $50 or $100 without having to open brokerage accounts first.