LenddoEFL uses AI and advanced analytics to bring together digital and behavioral data to help lenders in emerging markets serve underbanked people and small businesses.

Based in Hong Kong, WeLab’s goal is to create seamless mobile lending experiences. With its proprietary risk management technology, WeLab effectively analyzes unstructured mobile big data within seconds to make credit decisions for individual borrowers.

The goal of Stash is to provide all Americans with the education, tools and guidance needed to unlock their financial opportunity. Stash simplifies and optimizes the way customers spend, save and invest their money.

Juvo’s mission is to establish financial identities for people worldwide who are creditworthy, yet financially excluded. In partnership with mobile network operators, Juvo’s proprietary Identity Scoring technology uses data science to create an identity-based relationship with anonymous prepaid users.

Affirm offers point-of-sale financing services to individuals that enable them to buy goods and make monthly payments for the purchases.

Tala is a mobile technology startup that provides micro-loans in Kenya, Tanzania, and the Philippines. Tala mobile app uses the mobile data to help assess creditworthiness and deliver credit.

Branch delivers financial services (credit) to the emerging middle class in Kenya using smartphones. It uses data on the applicant’s phone to create a credit score which is used for credit decision-making.

PayJoy provides financing for smartphones in the U.S. and Mexico to people who otherwise may not be able to afford such modern electronics.

This company specializes in linking individuals with the financial products that best fit their needs and helps users improve their credit rating.

Oportun is a mission-driven financial services company that uses advanced data analytics and technology to provide responsible, affordable personal loans to the 45 million Americans with little or no credit history.