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UK and Europe

RailsBank

RailsBank is a UK headquartered financial infrastructure company that offers an open banking platform and a catalog of APIs to help companies prototype, build and scale any financial use-case

Kreditech

Kreditech specializes in micro and installment loans abroad. Combining non-traditional data sources and machine learning, the company aims to provide access to better credit and a higher convenience for digital banking services.

TransferWise

TransferWise is a UK-based cross-border money transfer company. The company partners with several banks and also offers users instant international bank details, which enables them to receive money from around the world with no fees.

WorldRemit

WorldRemit is an online service that lets people send money to friends and family living abroad, using a computer, smartphone or tablet. The service is available to senders in 50 countries and offers transfers to more than 140+ destinations across Europe, Asia, Africa, Australia and the Americas.

Zopa

Zopa is a UK company that directly matches people looking for a low rate loan with investors looking for a higher rate of return. This lower’s Zopa’s overheads and allows the company to pass on the rewards on to the customers. A number of financial institutions also invest through the Zopa platform.

Onfido

Onfido helps  businesses digitally verify people’s identities. Using machine learning technology, Onfido validates a user’s identity document and compares it with their facial biometrics. The identity can then be cross-referenced against international credit and watchlist databases.

 


Mambu

Mambu helps banks, microfinance institutions and other financial innovators to deliver essential banking services to individuals and emerging enterprises around the world.

Raisin Germany – Deposits Marketplace

Raisin is an online marketplace in Europe for deposits and enables customers to get a better deposit rates than an average bank. It works with banking partners from the EU/EEA. The specific problem that Raisin has set out to solve is that saving deposit rates differ from one local bank to another in a country and differ even more strikingly across Europe as a whole. The company’s marketplace, which is now open to customers in 30 countries, lets you shop around and compare different rates Europe-wide.